People who work with a vehicle on a daily basis should take into account the useful life offered by such vehicles. It is important to analyze this and always keep it in mind to be able to change the work tool when necessary. Taxi drivers are workers who must take into account what we mentioned and that is why it is important to know how to buy a taxi on credit. Throughout this article we are going to expose everything there is to know about loans for taxi drivers and also about car loans. We will analyze the alternatives that exist and the entities that offer these services.
What are the requirements to request loans for taxi drivers?
The requirements of the loans for taxi drivers depend purely and exclusively on the bank or financial institution where you want to apply for these loans. For this reason, we will adapt to the case of Banco Ciudad to be able to exemplify in a clear and simple way what are the requirements to request loans for taxi drivers. Banco Ciudad offers an exclusive line of directed loans for the purchase of taxis. These cars must be zero kilometers and not have CNG equipment.
It should be noted that they can be used to work only in the Autonomous City of Buenos Aires. In order to apply for these loans, the requirements are different depending on your employment regime. Here we will briefly discuss the vehicle and applicant requirements without going into details about the scheme:
- Requirements for the vehicle: you must have a pledge that is registered in favor of the issuing entity, in this case it is the Banco Ciudad. On the other hand, a pro forma invoice from the dealer is also needed.
- Requirements for the applicant: the person must have a DNI, a taxi license in their name and a minimum of 4 months old. It is also necessary to have a MiPyme certificate and to have a good credit history.
Are there loans for a taxi driver?
From each municipality, help is offered so that a person who works as a taxi driver, for example, can have financial support to cover expenses of all kinds related to daily life. In this case we are going to highlight the loans for a taxi driver offered by the City of Córdoba in conjunction with Bancor. The passenger transport sector is considered a critical sector in times of pandemic and economic crisis like the one we are going through and that is why this economic support is offered. The loans are for $25,000 and can be repaid in a year with a very affordable rate of 24%.
Are there loans for taxi drivers with weekly payment?
There are many entities that offer loans for taxi drivers with the weekly payment option. One of the most outstanding due to its versatility to adapt to each client is Easy Credit. This organization offers the possibility of obtaining a loan of free destination that can be paid daily, weekly or monthly. Each taxi driver chooses the way that suits him. The loans have a cap of $30,000 and the requirements are minimal, only the DNI, telephone number and a ticket from some service to verify the address are requested.
Where can I get a mortgage loan for taxi drivers?
Mortgage loans are a financial tool that is used to make the acquisition of a property possible. Taxi drivers, if they are workers in a dependency relationship, monotax or self-employed, can access a mortgage loan at Banco BBVA. In this case, the bank finances 75% of the value of the property in properties that have a maximum commercial value of $15,000,000. Making the decision to acquire one of these credits is really something that should be thought through since the term to pay it can be up to 30 years.
What are taxi loans like?
Taxi loans are the famous pledge loans. The peculiarity that they have is that the guarantee is the same vehicle that was purchased. That is, if for some reason you cannot pay the fees, the taxi will be withdrawn by the issuing entity. These credits are quite common and can be requested at banks and financial institutions. One of the most recognized by taxi drivers in the field is Super Taxi.
Can I get government credits for taxis?
In the City of Buenos Aires government credits are offered for taxis. The line is called “Social City Taxi” which at the same time offers specific loans called “From Pawn to Patron”. These credits are managed by Banco Ciudad and allow taxi drivers to pay a loan with only $230 per day. The pledge loan has a maximum term of 4 years and the personal loan has a term of 8 years.
What personal loans are there for Uber drivers in Argentina?
In Argentina, Uber is a company that is not very well accepted by the competition or by the government. In order to operate in the country, they must carry out multiple maneuvers and the application only works in some cities. A few years ago, Uber made an agreement with the platform called Konfío. Through this financial institution, Uber drivers can acquire personal loans consisting of amounts up to $50,000.
Money loans for Uber are not easy to obtain since, as we mentioned before, the company has great complications and impediments to operate in Argentina. In any case, people who work as drivers can always access the money they need through financial institutions. In case you want to buy a car, the money needed is much more. For this situation, the most convenient thing is to request a pledge loan in entities dedicated to that.
Is there credit or loans for Uber car drivers?
Loans for Uber drivers are not something very easy to see or to get. But there are some very good alternatives where you can request loans for Uber drivers. We are talking about financial entities such as Cash Now or Cash Yes. In these companies you can acquire the money necessary to cover expenses that are not so large. Conceptually they are personal loans and their destination is free consumption. It is important to keep this type of entity in mind since Uber driver loans are very few in the country.